Portfolio Manager Agriculture Job First National Bank Vinitaby admin on more than 30 days
First National Bank Recruitment 2020Description :
The Portfolio Manager works closely with the loan officer(s) and credit analysts to provide superior customer service to existing relationships within the officer(s) portfolio. This person would be an extension of the loan officer, having some customer contact while assisting in the daily activity and tracking of each relationship. The Portfolio Manager monitors: loans coming due, past due loans, exception tracking, and covenant tracking working with the officer on preparing and coordinating presentations, WAM’s, AFR’s, PLR’s, memos, and credit modifications for various reporting and approvals. While the Loan Officer is the final approval for any work submitted to the file or to an approval committee, the Portfolio Manager allows the loan officer(s) to put a greater focus on developing new business for the bank.
DUTIES AND RESPONSIBIITIES:
Partners with assigned Loan Officers in supporting the growth and development of agricultural loan portfolio through the various stages of the lending process.
Assists with new and existing client needs including managing loan requests from inception to close allowing the assigned loan officers to dedicate more time to sales efforts and business development
Provides ongoing monitoring of assigned portfolios to ensure asset quality and customer service standards are met.
Monitors construction loans, loan advances and pay downs; ensures funding of construction loan disbursements in accordance with bank policies.
Assists with ongoing portfolio review of past dues, exceptions and maturing loan reports
Reports past dues to officer or makes contact to collect payment
Works with Officer to collect items needed for loan renewal processing
Reports deteriorating credit situations to officer
Participates in evaluating risk rating and makes revision recommendations
Monitors, collects and tracks financial information on new and existing borrowers and guarantors
Responsible for the tracking, monitoring and management of borrower reviews and covenant compliance.
Attends position relevant & educational trainings
Assists VP of Ag Lending and Loan Officer(s) in other activities as assigned
Highly proficient communication skills both written and verbal.
Advanced skills in Excel, Word, Outlook, and lending software.
Ability to create readable, factual, easy to follow loan presentation reports for loan officer, loan committee, board reporting, and examiner review.
Ability to read and decipher, including but not limited to: personal and business tax returns, financial statements, appraisals, lease agreements, and loan documents (internal and attorney prepared).
Able to multi-task while reflecting a positive bank image in both internal and customer facing manner.
EDUCATION AND/OR EXPERIENCE (Required):
High School Diploma and/or Associates Degree
Minimum of 3-5 years of commercial banking experience some of which includes experience in loan administration, loan assistant, credit analysis, and/or underwriting.
EDUCATION AND/OR EXPERIENCE (Recommended):
Supplemental Banking Certifications
If you match the profile and are interested in this exiting career opportunity, please apply in confidence by filling online application form at :
- Only qualified candidates that meet with the above requirements would be processed in this recruitment.
- Only shortlisted candidate will be proceed on the next step.
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